Airpoints earning credit cards
Fast forward to rewards with an Airpoints™ earning credit card
Benefits of an Airpoints earning credit card
Earn on everyday spend
Use your Airpoints earning credit card on groceries, fuel, flights and more to fast-track to rewards.
Shop once, earn twice
Shop with Koru partners (link your account or scan in-store) and pay with your Airpoints credit card.
Travel benefits
Enjoy perks like Koru Club discounts, enhanced earn rates, and valet parking.
Benefits vary by card.
Boost your status
Earn Status Points on select cards and unlock perks like Lounge Access and Priority Boarding.
Earn points and enjoy rewards with our financial partners
400 bonus Airpoints
Enjoy 400 bonus Airpoints when you apply by 28 October 2026, are approved and spend $1,500 on your new Amex Airpoints Platinum Card within the first 3 months.
New Amex Card Members only. T&Cs apply.
Enjoy bonus Status Points
Earn 50% bonus Status Points on top of Status Points earned on qualifying flights with Air New Zealandᐩ.
Westpac Airpoints™ World Mastercard®
Ideal for high spenders seeking premium travel benefits and high earn rates.
We also offer non-credit card ways to earn Airpoints
Westpac Airpoints Debit Mastercard®
The Westpac Airpoints Debit Mastercard is New Zealand's only debit card that earns Airpoints. Earn as you spend directly from your everyday account.
OneSmart™ card
OneSmart is a prepaid travel money card that earns Airpoints. Spend worldwide, lock in exchange rates, and manage up to eight currencies on the go.
Terms and conditions
*On average, Airpoints earning credit card holders earn 8x more than non card holders. This compares Airpoints earned by Airpoints credit card holders vs. Airpoints earned by non-Airpoints credit card holders over 12 months ending December 2023.
Status point earn available on selected Airpoints earning credit cards only and earn rates vary. See Airpoints credit card comparison table for more information.
^ Certain purchases are not eligible to earn Airpoints or Status Points. See Airpoints credit card comparison table for more information.
ᐩKoru Silver and Koru Gold: Status Points earned on credit cards, or bonus Status Points earned on qualifying flights with an ANZ Airpoints Visa Platinum or ANZ Visa Business Airpoints card, count towards 50% of the Status Points you required each 12 month period to retain or upgrade your tier status. Koru Platinum and Koru Black: Status Points earned on credit cards, or bonus Status Points earned on qualifying flights with an ANZ Airpoints Visa Platinum or ANZ Visa Business Airpoints card, count towards 40% of the Status Points required each 12 month period to retain or upgrade your tier status. For ANZ Airpoints Visa Platinum and ANZ Visa Business Airpoints cardholders, qualifying flights has the meaning set out in the Air New Zealand Koru terms and conditions.
OneSmart is an unsecured debt security issued by EML Payment Solutions Limited (8079483) (the "Issuer"). OneSmart is not guaranteed by any person. EML is solely responsible for the repayment of your OneSmart facility. View the Product Disclosure Statement and Supplementary Product Disclosure Statement for more detail. Information has been prepared without taking into account your objectives, financial situation or needs and you should consider the appropriateness of the information about the OneSmart facility before making any decisions about whether to acquire or continue using the prepaid facility.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Exchange rates via Air NZ OneSmart will be set at the exchange rate set out on the website at the time of your request.
Lending criteria, terms, fees and conditions apply. See Airpoints credit card comparison table for more information
See the Koru terms and conditions for full programme details.